Best $50 loan instant app & cash advance in 2022

Many people experience financial disruptions and need to cope with this temporary issue. If you ever find yourself in a bind needing cash to get through a rough patch, there is no shortage of options. You can get a $50 cash advance on your paycheck before payday rolls around. Although having a fully-funded emergency fund is the ideal solution, we cannot see the future and must deal with what we have right now. In this article, we will go through some of the best $50 loan instant apps, but if you want more than $50 then visit separate article of $100 loan instant apps. Let’s get started:

What is an Instant Loan App?

Instant loans are short-term loans granted within a short period of time (often less than 30 days). Unlike traditional loans, instant loans don’t help you cover large purchases, such as cars and electronics, and don’t take care of debt consolidation or repayment. They help you bridge the gap when you run a few bucks short between paychecks. Since most of the money you borrow from an instant loan app has to be repaid in full when you get your next paycheck, instant loan apps allow you to only borrow small amounts of cash. 

Although some instant money apps are free to use, most have high-interest rates and fees. In other words, you might end up paying handsomely to use them (relative to the loan amount). It’s usually better than a title loan without visiting a payday lender.

Best $50 Loan Instant Apps for Instant Money in 2022

The best $50 Loan Instant Apps are easy to download, easy to use, and give you instant access to money. Here is a list of some of the top instant loans:


Chime is a new-generation bank, offering a better way to the bank. With Chime, you can withdraw cash from ATMs at no cost and get cash back at select retailers. You can also set spending limits and avoid overdraft fees.

Chime is the best way to get a $50 cash advance.

If you need money in an emergency but don’t want to pay high-interest rates on your credit card or take out a loan from a payday lender, borrow from friends or family members who are willing to help out for no interest (or low interest). But if that doesn’t work, there’s still another option: borrowing money on one of the many peer-to-peer lending websites such as Lending Club or Prosper Marketplace, where borrowers are matched with lenders who may offer loans at lower rates than traditional banks.


Brigit is a peer-to-peer lending platform that offers personal loans with an interest rate of 1.95%. It’s a good alternative to payday loan companies because you can apply for it online and get your money in as little as 48 hours. It can approve you for any amount between $50 and $250. According to your banking activity, the app determines the amount of your approved advance. 

The overdraft feature can save you from bank overdraft charges. It may also make an automatic advance deposit if Brigit’s algorithm indicates you’re at risk of going negative in your bank account. Brigit automatically sets your advance repayment schedule. 

Brigit is also a good alternative to traditional banks, which charge higher interest rates and make it harder for their customers to qualify for loans. With Brigit, you don’t have to worry about any credit checks or income requirements — all you need is an active bank account and some spare cash lying around.


The Dave app is an online banking app that provides instant loans up to $250. The delivery costs are $0.99 for standard delivery and $4.99 for express delivery. The app has a 0% interest rate. The amount of the instant loan you get accepted for with Dave depends on many factors, including your account history, average balance, and how quickly you have paid back previous advances.

When your Direct Deposit hits your Dave account, the money borrowed will automatically be refunded. 

You can pay back some or all of the advance quickly if you want.

Dave does charge a $1 membership fee per month. You get free in-network ATM and debit card usage.

Dave does not charge overdraft fees or require a minimum balance, and you can get your Direct Deposit funds two days early.

An excellent option for those who frequently overdraw their checking accounts. The $1 monthly fee is far cheaper than overdraft fees at traditional banks. 


PaydaySay is a P2P lending app that allows you to borrow up to $1,000 from other users. This can be a good option for those with bad credit who need a small amount of cash quickly, but there are some downsides we’ll get into later.

PaydaySay offers loans for up to 14 days at an annual rate (APR) of 99%. The minimum loan amount is $100, and the maximum is $1,000. The average APR on these personal loans is about 76%. There’s no fixed payment schedule—instead, borrowers must pay back their loans within 14 days based on how much they borrowed; they’ll only have access to their money while making payments. If they don’t make their payments on time (or at all), then the lender gets paid first; if there’s anything left over after paying off your loan balance, it goes towards interest charges instead of being returned as cashback to your account like most other lenders do when there aren’t enough funds available in your account yet so that could hurt if you’re using PaydaySay for emergencies!


Earnin is a popular app designed to help users earn from their job early. They offer up to $100 per day and $500 per pay period with a 0% interest rate. They have a waiting period of 1-3 business days for standard transfers, while Lightning Speed transfers are available instantly. Earnin is a popular app designed to help users earn from their job early. They offer up to $100 per day and $500 per pay period with a 0% interest rate. They have a waiting period of 1-3 business days for standard transfers, while Lightning Speed transfers are available instantly.

Earnin advances and other features are easier when your bank account is linked to Earnin. 

When your Direct Deposit paycheck hits your bank account, Earnin will automatically take back the advanced money.

Earnin offers the option for you to tip it for the advance it provided, but you do not have to. Customer tips are how Earnin stays in business and makes money. To use Earnin, you must be employed and get Direct Deposit. It is best for people who use instant loan features frequently.


With MoneyLion’s RoarMoney account, you’ll be able to receive up to $250 in cash with an Instacash feature. To qualify, you must have a MoneyLion account at least two months old, shows regular deposits, has a positive balance, and is active. 

Instacash can also be deposited to an external bank account; however, this will take 3-5 business days. 

With Turbo, you can expedite Instacash advances to RoarMoney or your external banking account (see MoneyLion terms and conditions for fees). 

Instacash advances are repaid from your RoarMoney account or external checking account, depending on where they were advanced. 

The amount of Instacash you’re eligible for depends on your MoneyLion account history. The longer you’ve had your MoneyLion account, the more Instacash you’ll qualify for. It’s Best For Those with a MoneyLion account who can wait 12-48 hours for their funds.

$25 loan instant app

If $50 loan instant apps difficult then why not to make $25 loan from instant apps.

There’s no shortage of borrowing apps you can use to get a $50 cash advance.

If you need a fast loan, there are plenty of apps that can help. Chime, Brigit, and Dave are all great choices for a $50 loan. The biggest difference between these three options is the amount of time it takes to receive your funds: with Chime, the money will be deposited directly into your bank account in less than 24 hours; Brigit and Dave will require you to wait up to three business days before receiving your money.

While payday loans may sound like an ideal solution for those in a pinch (and they are), it’s important that you only use them as a last resort because of how costly they can be — especially if used frequently. If possible, try saving up some cash by cutting back on spending or working overtime so that when this happens again (and it probably will), you’ll be able to pay off any debts without resorting to taking out another payday loan or applying for another credit card.


The best $50 cash advance app will depend on your individual needs. If you want to get paid before payday, Chime and Brigit are both good options. They each have mobile apps, so you can automate getting your money early in just a few taps. You’ll need to be eligible for Chime Overdraft Protection (having at least one Direct Deposit to your Spending Account of $200 or more over the past 30 days) and have a minimum account balance of $25. On the other hand, Brigit has no credit check required to sign up; however, there are restrictions on how much money you can borrow in one month ($20–$250).

The other apps on our list have even fewer requirements for borrowing but may charge a fee for their services or take longer than Chime/Brigit to transfer money into your account—so it depends on which factors matter most when choosing an app that works best for you!


Are instant loan apps safe to use?

The apps that provide instant loans are generally safe to use, so long as they come from a reputable company. Check out the Better Business Bureau ratings and online reviews before using them. The apps that provide instant loans are generally safe to use, so long as they come from a reputable company. Check out the Better Business Bureau ratings and online reviews before using them.

Aren’t instant loan apps scams?

Although some instant loan apps are scams, the instant loan apps mentioned here are from reputable companies. Doing your research before applying for an instant loan is wise.

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